Golf clubs and driving ranges are more than just greens and fairways—they’re vibrant community hubs and event venues. To protect your members, guests, and assets, you need insurance designed for the unique risks of the golf world. That’s where Frazier Insurance Agency shines.
1. Sports Liability Insurance
Whether it’s everyday play, lessons, or organized events, general liability is essential. Frazier’s Sports Liability offers:
Participant & Spectator General Liability, protecting against injury lawsuits during play.
Excess Accident Medical, for serious incidents that exceed standard medical limits.
Optional Non-Owned/Hired Auto cover—you’re covered if a rented golf cart or shuttle is involved frazierinsurance.com+6frazierinsurance.net+6frazierinsurance.com+6frazierinsurance.com+6frazierinsurance.com+6frazierinsurance.com+6.
This is especially valuable for driving ranges with lessons, pay-to-play setups, or coaching clinics.
2. Golf Tournament & Hole-in-One Contest Coverage
Hosting tournaments? Frazier supports you with:
General Liability for spectators, staff, and third-party contractors.
Event Cancellation Coverage, safeguarding against financial loss from weather or other disruptions.
Specialty: Hole-in-One Contest Insurance ensures prize delivery without blowing your budget. Premiums are based on hole distance, prize value, and anticipated amateur participation frazierinsurance.com+1frazierinsurance.com+1.
Ideal for club fundraising tournaments or prize-filled events, this coverage offers peace of mind—should someone sink a miraculous shot!
3. Special-Event Coverage for Driving Ranges
Planning themed range nights, demo days, vendor pop-ups, or charity events?
Frazier’s Special Event Insurance includes:
General Liability, plus options for Excess General Liability and Non‑Owned/Hired Auto frazieragency.com+9frazierinsurance.com+9frazieragency.com+9.
Extendable to Liquor Liability, if you're offering drinks.
Add Event Cancellation, protecting deposit and setup costs from last-minute interruptions.
This ensures safe, worry‑free gatherings that build community and customer loyalty.
4. How Frazier Aligns with Your Goals
Frazier has been a family‑run independent agency since 1990, and they understand the nuances of sports and event liabilities frazierinsurance.comfrazieragency.com+2frazieragency.com+2frazierinsurance.com+2frazieragency.com+6frazierinsurance.com+6frazierinsurance.com+6. They:
Assess your specific activities—daily operations, events, tournaments.
Quote tailored packages combining liability, medical excess, hole‑in‑one, and cancellation as needed.
Provide clear support for applications and claims.
Offer transparent, responsive service before, during, and after events.
Sample Coverage Packages for a Golf Business
Facility Type
Coverage Included
Why It Matters
Public Driving Range
Sports Liability + Excess Medical
Covers lesson activities, stray balls, and customer injuries
Private Golf Club
Liability + Hole-in-One insurance + Event Cancellation
Handles tournaments, prizes, and weather disruptions
Event-Host Course
Special Event Liability + Liquor Liability + Cart Insurance
Ensures all aspects—contractors, alcohol, rentals—are covered
Next Steps: Getting Insured
List your activities: daily play, lessons, tournaments, special events.
Gather event details: expected attendance, prize amounts, hole yardage.
Reach out to Frazier: Phone them at 804‑754‑7610 or email ifrazier@frazierinsurance.com.
Complete applicable applications: Sports Liability or Hole‑in‑One forms are available online frazieragency.com+9frazierinsurance.com+9frazierinsurance.com+9frazierinsurance.comfrazieragency.com+2frazieragency.com+2frazierinsurance.com+2frazierinsurance.com+1frazieragency.com+1frazierinsurance.com+1frazierinsurance.com+1.
Review quotes and bind coverage—Frazier’s team will ensure your club and members are fully protected.
Final Thoughts
Golf clubs are more than courses—they’re community centers, event venues, and business ventures. With Frazier Insurance’s specialized liability, medical, hole-in-one, and event coverages, you safeguard your assets, your guests, and your reputation—with crystal-clear policies and personal service.
Want a tailored analysis of your coverage needs or help choosing the right policy? Reach out to Frazier today—they’d love to help you hit a hole-in-one with your insurance strategy!