Tee Up with Confidence: Insurance Solutions for Golf Clubs & Driving Ranges

Golf clubs and driving ranges are more than just greens and fairways—they’re vibrant community hubs and event venues. To protect your members, guests, and assets, you need insurance designed for the unique risks of the golf world. That’s where Frazier Insurance Agency shines.

1. Sports Liability Insurance

Whether it’s everyday play, lessons, or organized events, general liability is essential. Frazier’s Sports Liability offers:

This is especially valuable for driving ranges with lessons, pay-to-play setups, or coaching clinics.

2. Golf Tournament & Hole-in-One Contest Coverage

Hosting tournaments? Frazier supports you with:

  • General Liability for spectators, staff, and third-party contractors.

  • Event Cancellation Coverage, safeguarding against financial loss from weather or other disruptions.

  • Specialty: Hole-in-One Contest Insurance ensures prize delivery without blowing your budget. Premiums are based on hole distance, prize value, and anticipated amateur participation frazierinsurance.com+1frazierinsurance.com+1.

Ideal for club fundraising tournaments or prize-filled events, this coverage offers peace of mind—should someone sink a miraculous shot!

3. Special-Event Coverage for Driving Ranges

Planning themed range nights, demo days, vendor pop-ups, or charity events?
Frazier’s Special Event Insurance includes:

This ensures safe, worry‑free gatherings that build community and customer loyalty.

4. How Frazier Aligns with Your Goals

Frazier has been a family‑run independent agency since 1990, and they understand the nuances of sports and event liabilities frazierinsurance.comfrazieragency.com+2frazieragency.com+2frazierinsurance.com+2frazieragency.com+6frazierinsurance.com+6frazierinsurance.com+6. They:

  1. Assess your specific activities—daily operations, events, tournaments.

  2. Quote tailored packages combining liability, medical excess, hole‑in‑one, and cancellation as needed.

  3. Provide clear support for applications and claims.

  4. Offer transparent, responsive service before, during, and after events.

Sample Coverage Packages for a Golf Business

Facility Type

Coverage Included

Why It Matters

Public Driving Range

Sports Liability + Excess Medical

Covers lesson activities, stray balls, and customer injuries

Private Golf Club

Liability + Hole-in-One insurance + Event Cancellation

Handles tournaments, prizes, and weather disruptions

Event-Host Course

Special Event Liability + Liquor Liability + Cart Insurance

Ensures all aspects—contractors, alcohol, rentals—are covered

Next Steps: Getting Insured

  1. List your activities: daily play, lessons, tournaments, special events.

  2. Gather event details: expected attendance, prize amounts, hole yardage.

  3. Reach out to Frazier: Phone them at 804‑754‑7610 or email ifrazier@frazierinsurance.com.

  4. Complete applicable applications: Sports Liability or Hole‑in‑One forms are available online frazieragency.com+9frazierinsurance.com+9frazierinsurance.com+9frazierinsurance.comfrazieragency.com+2frazieragency.com+2frazierinsurance.com+2frazierinsurance.com+1frazieragency.com+1frazierinsurance.com+1frazierinsurance.com+1.

  5. Review quotes and bind coverage—Frazier’s team will ensure your club and members are fully protected.

Final Thoughts

Golf clubs are more than courses—they’re community centers, event venues, and business ventures. With Frazier Insurance’s specialized liability, medical, hole-in-one, and event coverages, you safeguard your assets, your guests, and your reputation—with crystal-clear policies and personal service.

Want a tailored analysis of your coverage needs or help choosing the right policy? Reach out to Frazier today—they’d love to help you hit a hole-in-one with your insurance strategy!

Hitting the Mark with Coverage: Why Archery Programs Need General Liability & Accident Insurance

Whether you're running a youth archery league, hosting a summer camp activity, or managing a full-fledged archery club, one thing is clear—safety and protection are just as important as precision and technique.

At Frazier Insurance, we help organizations like yours stay covered with the right protection. Archery might seem like a lower-risk activity, but even with proper instruction and equipment, accidents can happen. That’s why two key coverages matter most:

General Liability Insurance

This protects your organization if someone gets hurt or if property is damaged during an archery event. Whether it’s a participant, a bystander, or a venue-related incident, general liability helps cover legal fees, settlements, and medical expenses. It’s often required by schools, parks, and event venues to even host practices or competitions.

Accident Medical Coverage

This provides coverage for participants who may be injured during the activity. While liability insurance helps protect your organization, accident coverage is a direct benefit to the injured party—helping with out-of-pocket costs like emergency care or follow-up treatment.

Why It Matters

Even with trained instructors and safety protocols, archery involves sharp projectiles, strong equipment, and physical movement. One minor slip or stray arrow can lead to injury. With proper insurance in place, your organization can focus on delivering a safe, enriching experience—without worrying about what happens if something goes wrong.

Who We Cover

  • Archery clubs and leagues

  • Camps offering archery activities

  • Recreational programs

  • Schools and after-school groups

  • Special events and tournaments

If you're not sure what your program needs, we're here to help you sort it out. Every policy is tailored to your unique setup—so you’re not overpaying, and you're not undercovered.

Let’s talk. Click here to get a quote or reach out to our team today.

Protecting Your Peace of Mind: Why Farmers Markets Need Special Event Insurance

Farmers markets are vibrant hubs of local commerce, community connection, and fresh, delicious goods. From the crisp snap of just-picked vegetables to the artisanal creations of local crafters, these markets bring joy and unique experiences to countless individuals. But behind every bustling stall and friendly vendor, there are inherent risks that, if not properly addressed, can put the entire operation in jeopardy. That's where Special Event Insurance for Farmers Markets comes in, offering crucial protection for organizers and vendors alike.

At Frazier Insurance, we understand the unique dynamics of farmers markets. We know you pour your heart into creating a welcoming environment and bringing quality products to your community. But even with the best intentions and precautions, accidents can happen.

Consider these scenarios:

·  A slip and fall: A customer, distracted by a colorful display of produce, slips on a dropped berry or a wet spot, sustaining an injury.

Without the right insurance in place, incidents like these can lead to significant financial burdens, jeopardizing the market's future and the livelihoods of its participants.

What Special Event Insurance for Farmers Markets Can Cover:

Frazier Insurance offers tailored solutions designed to protect your farmers market, whether you're the organizer or a vendor. Key coverages often include:

·  General Liability: This is the cornerstone of any event insurance. It protects against claims of bodily injury or property damage to third parties (like customers or the venue itself) that occur during the market. This includes slip-and-falls, damage to rented premises, and more.

·  Host Liquor Liability: If alcohol is being served (even if not sold for profit), this coverage protects against liabilities arising from alcohol consumption at your event.

Why Choose Frazier Insurance?

For nearly 30 years, Frazier Insurance Agency has specialized in providing comprehensive sports and special event insurance. We are a family business dedicated to understanding your unique needs and making the insurance process as clear and straightforward as possible. We pride ourselves on:

·  Extensive Industry Experience: We know the ins and outs of special event insurance, including the specific risks associated with farmers markets.

·  Unprecedented Customer Service: We're here to answer your questions and guide you through every step of securing the right coverage.

·  Streamlined Process: We make it easy to get the coverage you need so you can focus on what you do best – fostering a thriving farmers market.

Don't let unexpected events cast a shadow over your farmers market. Protect your hard work, your vendors, and your community with the right special event insurance.

Ready to learn more and get a personalized quote? Visit www.frazierinsurance.com or contact us today! We're here to help you cultivate a successful and secure farmers market experience.

 

Why Sports Insurance Matters for Field Hockey Teams

Field hockey is fast-paced, competitive, and full of heart—but like any sport, it carries risks. Whether you manage a youth league, high school team, tournament, or travel club, having the right insurance coverage can make all the difference when the unexpected happens.

At Frazier Insurance, we specialize in Sports Insurance, including tailored coverage for Field Hockey programs across the country. From player injuries and coach liability to equipment protection and tournament policies, we help teams stay protected so they can focus on the game.

What Does Field Hockey Insurance Cover?

Every organization is different, but typical coverage can include:

  • General Liability – For injuries or property damage during practices, games, or events

  • Accident Medical – Helps with medical expenses if a player or participant is injured

  • Directors & Officers Liability – Protects decision-makers from legal claims

  • Equipment Insurance – Covers stolen or damaged gear

  • Tournament Coverage – Short-term policies for hosted events

Why Choose Frazier?

We know sports. With decades of experience working with athletic organizations and associations nationwide, we offer custom policies, fast quotes, and ongoing support as your program grows.

Whether you’re a weekend league, elite travel club, or tournament organizer, Frazier Insurance is ready to support your goals and protect your players.

Learn more at www.frazierinsurance.com or contact us for a custom quote today.

Why Special Event Insurance Might Be the Most Important Thing You Forget to Plan — Until It’s Too Late

You’ve picked the perfect venue, sent the invites, ordered the flowers, and maybe even booked a bounce house. Whether you’re planning a wedding, fundraiser, company party, or community festival, you’ve poured time, energy, and money into making it all happen.

But what if things don’t go according to plan?

At Frazier Insurance, we’ve seen firsthand how unexpected problems can turn a dream event into a logistical — and financial — nightmare. That’s where Special Event Insurance comes in.

What Is Special Event Insurance?

Special event insurance is a short-term policy that helps protect you from financial loss if something goes wrong before or during your event. That could mean:

  • Vendor no-shows

  • Extreme weather

  • Property damage

  • Accidental injuries

  • Event cancellation

Depending on the coverage you choose, it can help reimburse non-refundable deposits, cover medical bills, or protect you against liability if a guest gets hurt.

Why It Matters

Most venues require some form of liability insurance to book the space — and even if they don’t, having coverage is just smart. You wouldn’t drive without car insurance; why host a big event without protecting your investment?

Imagine:

  • The tent company delivers the wrong size, and the whole layout changes.

  • A storm rolls through and cancels your outdoor fundraiser.

  • A guest trips and breaks their wrist on the dance floor.

  • The caterer vanishes two days before the wedding.

Special event insurance can’t stop the unexpected — but it can help you recover from it without losing your shirt.

Events We Commonly Cover:

  • Weddings & receptions

  • Corporate events

  • Nonprofit fundraisers

  • Private parties

  • Sporting tournaments

  • Community festivals

  • Trade shows

  • And more

Why Frazier?

We’re not a big-box insurer. We’re a local business with deep roots in Virginia, and we take pride in helping our neighbors plan and protect what matters most. Our team will walk you through the options, explain the fine print, and help tailor a policy that fits your event and budget — nothing more, nothing less.

Let’s Talk About Your Event

You don’t need more stress leading up to your big day. Reach out to us at www.frazierinsurance.com or give us a call. We’ll make the insurance part easy — so you can focus on making your event unforgettable.