You’ve picked the perfect venue, sent the invites, ordered the flowers, and maybe even booked a bounce house. Whether you’re planning a wedding, fundraiser, company party, or community festival, you’ve poured time, energy, and money into making it all happen.
But what if things don’t go according to plan?
At Frazier Insurance, we’ve seen firsthand how unexpected problems can turn a dream event into a logistical — and financial — nightmare. That’s where Special Event Insurance comes in.
What Is Special Event Insurance?
Special event insurance is a short-term policy that helps protect you from financial loss if something goes wrong before or during your event. That could mean:
Vendor no-shows
Extreme weather
Property damage
Accidental injuries
Event cancellation
Depending on the coverage you choose, it can help reimburse non-refundable deposits, cover medical bills, or protect you against liability if a guest gets hurt.
Why It Matters
Most venues require some form of liability insurance to book the space — and even if they don’t, having coverage is just smart. You wouldn’t drive without car insurance; why host a big event without protecting your investment?
Imagine:
The tent company delivers the wrong size, and the whole layout changes.
A storm rolls through and cancels your outdoor fundraiser.
A guest trips and breaks their wrist on the dance floor.
The caterer vanishes two days before the wedding.
Special event insurance can’t stop the unexpected — but it can help you recover from it without losing your shirt.
Events We Commonly Cover:
Weddings & receptions
Corporate events
Nonprofit fundraisers
Private parties
Sporting tournaments
Community festivals
Trade shows
And more
Why Frazier?
We’re not a big-box insurer. We’re a local business with deep roots in Virginia, and we take pride in helping our neighbors plan and protect what matters most. Our team will walk you through the options, explain the fine print, and help tailor a policy that fits your event and budget — nothing more, nothing less.
Let’s Talk About Your Event
You don’t need more stress leading up to your big day. Reach out to us at www.frazierinsurance.com or give us a call. We’ll make the insurance part easy — so you can focus on making your event unforgettable.